Our Services

Protected Self-Insurance

  • Through its risk sharing pool, the MAISL Trust provides coverage for most member claims.
  • Through its collective purchasing power, the MAISL Trust arranges excess coverage for claims exceeding pool limits.
  • This combination affords its members coverage with high limits written on a first dollar basis and small deductibles.

Core Lines of Coverage Provided

  • Property Damage
  • Boiler & Machinery
  • Automobile
  • General Liability
  • Excess Liability
  • Employee Dishonesty and Crime
  • School Board Legal Liability
  • Cyber Liability
  • Crisis Protect

Ancillary Lines of Coverage Available

  • MAISL Workers Compensation Group
  • Foreign Legal Liability
  • Underground Storage Tank Liability
  • Fiduciary Liability
  • Employee Benefits
  • Bonds–Treasurer/Life Safety/Notary Public
  • Student Accident
  • Terrorism
  • Pollution
  • Special Events

Member Benefits

  • The Protected Self-Insurance Program provides extensive coverage and cost savings.
  • Broader coverage and increased limits.
  • Ongoing member eligibility for dividends.
  • Interest earnings are retained by the members and further reduce program costs.
  • Direct input and strong voice by each member on coverage, administration, claims management, and loss prevention decisions. Each member has one vote.
  • The MAISL Trust is a transparently run organization.
  • Professional loss prevention programs tailored more to specific needs and desires of members.
  • Direct control of growth and determination of new members.
  • Carriers of program coverages are competitively bid and A+ rated.
  • The MAISL Trust staff and service providers are highly experienced in risk management for schools.
  • Competitive bidding of program coverages.
  • Playground Inspections